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One of the great things about mutual investment funds in Portugal is that their return is not just monetary, as obtaining a residence permit for the entire family through a robust investment is an amazing perk that is unparalleled worldwide.
Residency by investment is a very popular venture for the globe's high-net-worth individuals. However, the entire process consists of two major components, the immigration and investment elements.
Many may lose sight regarding the importance of the investment, focusing solely on the immigration element of residency by investment, which could lead to financial loss. However, the investment part should not be considered a means to an end, but instead, a factor that requires forethought and consideration, as doing it right can lead to high profitability and wise asset diversification.
Those who look at investment migration as a tool to gain status in a foreign country as well as a means to diversify their asset base, make passive income, and hedge against inflation can get the best of both worlds, and no residency by investment program offers investors the chance to do so as efficiently as the Portuguese golden visa.
The golden visa offers applicants the chance to choose from a varied set of investment categories, the most popular (historically) being the real estate option or the mutual investment fund option, with the latter quickly becoming the top pick for investors.
The flexibility of Portugal's economic environment, coupled with its status as a leading EU member, has created a perfect landscape for international investors to make a savvy investment and gain residency as well, effectively having their cake and eating it.
This piece will take a deeper dive into the investment element of the golden visa, why it matters, and what are the most crucial components to consider.
The benefits of investing in Portugal under the golden visa are massive, especially if the investment is the right one. The main perk, besides the residency permit of course, is the ability to diversify one's asset base in a safe and secure financial environment.
By diversifying investments and wealth into passive income instruments such as the fund option, high net worth individuals can protect their assets from local economic turbulence and currency fluctuation, as well as making it more complex for fraudulent creditors to file claims.
The pandemic, although extremely awful, highlighted how hefty a blunder it is to keep all of your eggs in one basket, and the Portuguese golden visa offers investors one of the best ways to assort their assets in a way to protect them from loss.
But it isn't just that the investment options are available, but that they are overseen by a government in order to maintain the integrity of the golden visa program. Mutual investment funds, for example, are overseen by the CMVM, and must meet the requirements of the SEF, which is the immigration branch of the government, making it a safe venture due to the level of governmental regulation.
To make an investment worthwhile, it is crucial to consider various factors, these factors are:
Security
The most important part of an investment is how secure it is, as and discussed above, the mutual investment funds in Portugal excellently check the box in terms of safety and government regulation.
However, safety can go beyond governmental oversight, as if an investor choosing a fund that deal in branded residences, such as Optylon Krea's Prima Fund, then they can rest assured their money is being invested in projects backed by massive global name brands that are in the business of making money, not losing it, and have decades of extensive experience in making stellar projects throughout the globe.
Profitability
There are two things to consider here, as an investment would ideally count as a passive one, which brings in money without active engagement, and that is it profitable on its own accord.
Mutual investment funds in Portugal allow investors to obtain passive ROI through the fund management company, as the fund manager does all the work with the money, and investors just obtain profits. However, funds also allow investors to choose their level of risk, giving them a spectrum of potential profits to choose from, which can make a mutual fund investment much more profitable on the long term.
Financial viability
In order for an investment to be profitable and efficiently hedge against inflation, the investment amount and ROI must exceed inflation. This is why it is crucial to choose a destination country that has a moderate to low inflation rate and a stable currency.
Portugal is an excellent option here, as the average inflation in the EU country during the past five years was a meager 1.12%, and the projection for the next five years is relatively the same. Meaning even low-risk, secure investments can yield ROI higher than inflation.
The investments are also conducted in Euro, a stable currency that is backed and used by the EU, making it much more stable than investments conducted in other currencies that fluctuate a lot, such as the Nigerian Naira.
Passive investments only work in the right environment. Before making an investment, an investor must understand who will be handling their money, how they can conduct financial transactions, and how the exit strategy is structured.
Under the Portuguese golden visa, applicants can rest assured that the banking system in Portugal is adept and wholly capable of handling the investment and profit transactions, as it is one of the best banking sectors in the world and it operates on the EU standard.
The exit strategy of mutual investment funds is also a great perk, as at the end of the holding period, the fund just pays the investor their money back through a safe wire transfer. No hassle is required to resell the investment or have a third-party broker enter the mix.
The only thing investors must do themselves is choosing a capable and knowledgeable fund manager, something we at Optylon Krea provide in abundance, as our experience in fund management has allowed us to work exclusively with the best fund managers in the business.
One of the great things about mutual investment funds in Portugal is that their return is not just monetary, as obtaining a residence permit for the entire family through a robust investment is an amazing perk that is unparalleled worldwide.
To know more about investing in mutual funds in Portugal, or about the golden visa and its requirements, contact us today to book a free, comprehensive consultation with one of our experts.
rtance of the investment, focusing solely on the immigration element of residency by investment, which could lead to financial loss. However, the investment part should not be considered a means to an end, but instead, a factor that requires forethought and consideration, as doing it right can lead to high profitability and wise asset diversification.
Those who look at investment migration as a tool to gain status in a foreign country as well as a means to diversify their asset base, make passive income, and hedge against inflation can get the best of both worlds, and no residency by investment program offers investors the chance to do so as efficiently as the Portuguese golden visa.
The golden visa offers applicants the chance to choose from a varied set of investment categories, the most popular (historically) being the real estate option or the mutual investment fund option, with the latter quickly becoming the top pick for investors.
The flexibility of Portugal's economic environment, coupled with its status as a leading EU member, has created a perfect landscape for international investors to make a savvy investment and gain residency as well, effectively having their cake and eating it.
This piece will take a deeper dive into the investment element of the golden visa, why it matters, and what are the most crucial components to consider.
The benefits of investing in Portugal under the golden visa are massive, especially if the investment is the right one. The main perk, besides the residency permit of course, is the ability to diversify one's asset base in a safe and secure financial environment.
By diversifying investments and wealth into passive income instruments such as the fund option, high net worth individuals can protect their assets from local economic turbulence and currency fluctuation, as well as making it more complex for fraudulent creditors to file claims.
The pandemic, although extremely awful, highlighted how hefty a blunder it is to keep all of your eggs in one basket, and the Portuguese golden visa offers investors one of the best ways to assort their assets in a way to protect them from loss.
But it isn't just that the investment options are available, but that they are overseen by a government in order to maintain the integrity of the golden visa program. Mutual investment funds, for example, are overseen by the CMVM, and must meet the requirements of the SEF, which is the immigration branch of the government, making it a safe venture due to the level of governmental regulation.
To make an investment worthwhile, it is crucial to consider various factors, these factors are:
Security
The most important part of an investment is how secure it is, as and discussed above, the mutual investment funds in Portugal excellently check the box in terms of safety and government regulation.
However, safety can go beyond governmental oversight, as if an investor choosing a fund that deal in branded residences, such as Optylon Krea's Prima Fund, then they can rest assured their money is being invested in projects backed by massive global name brands that are in the business of making money, not losing it, and have decades of extensive experience in making stellar projects throughout the globe.
Profitability
There are two things to consider here, as an investment would ideally count as a passive one, which brings in money without active engagement, and that is it profitable on its own accord.
Mutual investment funds in Portugal allow investors to obtain passive ROI through the fund management company, as the fund manager does all the work with the money, and investors just obtain profits. However, funds also allow investors to choose their level of risk, giving them a spectrum of potential profits to choose from, which can make a mutual fund investment much more profitable on the long term.
Financial viability
In order for an investment to be profitable and efficiently hedge against inflation, the investment amount and ROI must exceed inflation. This is why it is crucial to choose a destination country that has a moderate to low inflation rate and a stable currency.
Portugal is an excellent option here, as the average inflation in the EU country during the past five years was a meager 1.12%, and the projection for the next five years is relatively the same. Meaning even low-risk, secure investments can yield ROI higher than inflation.
The investments are also conducted in Euro, a stable currency that is backed and used by the EU, making it much more stable than investments conducted in other currencies that fluctuate a lot, such as the Nigerian Naira.
Passive investments only work in the right environment. Before making an investment, an investor must understand who will be handling their money, how they can conduct financial transactions, and how the exit strategy is structured.
Under the Portuguese golden visa, applicants can rest assured that the banking system in Portugal is adept and wholly capable of handling the investment and profit transactions, as it is one of the best banking sectors in the world and it operates on the EU standard.
The exit strategy of mutual investment funds is also a great perk, as at the end of the holding period, the fund just pays the investor their money back through a safe wire transfer. No hassle is required to resell the investment or have a third-party broker enter the mix.
The only thing investors must do themselves is choosing a capable and knowledgeable fund manager, something we at Optylon Krea provide in abundance, as our experience in fund management has allowed us to work exclusively with the best fund managers in the business.
One of the great things about mutual investment funds in Portugal is that their return is not just monetary, as obtaining a residence permit for the entire family through a robust investment is an amazing perk that is unparalleled worldwide.
To know more about investing in mutual funds in Portugal, or about the golden visa and its requirements, contact us today to book a free, comprehensive consultation with one of our experts.
Optylon Krea is an investment management and real estate development company that caters to the needs of international Golden Visa investors, with €1.8 Billion managed to date from Portugal to Turkey.
We have been the first to explore the Golden Visa eligible fund route in 2018 and are currently leading that market segment with more than € 200M under our advisory.
We strongly believe that Portugal is shifting from a mass tourism destination to a luxury resort. That is why we are bringing momentum to the main cities by developing high street retail and prime serviced apartment projects.